A reverse mortgage loan allows homeowners to borrow money using their home as security for the loan.

逆按揭贷款允许业主以其房屋作为抵押品获得贷款。

The reverse mortgage is so called because instead of making monthly payments to a lender, as with a traditional mortgage, the lender makes payments to the borrower. The borrower is not required to pay back the loan until the home is sold or vacated.

与借款人每月向放款人付款的传统按揭不同的是，在逆按揭中，放款人向借款人付款。借款人无需还贷，直到其房屋被出售或被腾空。

来源：同文世纪翻译，转载请注明出处！